Terms of Service
We reserve the right to change these ‘Terms of Service’ or to impose new conditions on the use of the ‘Site’, from time to time, in which case we will post the revised ‘Terms of Service’ on this ‘Web Site’. By continuing to use the ‘Site’ after we post any such changes, you accept the ‘Terms of Service’, as modified.
Intellectual Property Rights
Our Limited Licence to You
This ‘Site’ and all the materials available on the ‘Site’ are the property of us and / or our affiliates or licensors and are protected by copyright, trademark and other intellectual property laws. The ‘Site’ is provided solely for your personal non-commercial use. You may not use the ‘Site’ or the materials available on the ‘Site’ in a manner that constitutes an infringement of our rights or that has not been authorised by us. More specifically, unless explicitly authorised in these ‘Terms of Service’ or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit or distribute in any manner or medium (including by ‘e-mail’ or other electronic means) any material from the ‘Site’. You may, however, from time to time, download and / or print one copy of individual pages of the ‘Site’ for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Your Licence to Us
By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings, photos and videos) to us via the ‘Site’, internet groups, social media venues or to any of our staff via ‘e-mail’, 'text or otherwise, you are casting the following two declarations: i.e. firstly, you are the owner of the material or are making your posting or submission with the express consent of the owner of the material and secondly, you are thirteen years of age or older. In addition, when you submit, ‘e-mail’, ‘text’ or deliver or post any material, you are granting us and anyone authorised by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide licence to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and / or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also and in connection with the exercise of such rights, you grant us and anyone authorised by us, the right to identify you as the author of any of your postings or submissions by name, ‘e-mail’ address or screen name, as we deem appropriate.
You acknowledge and agree that any contributions originally created by you for us, shall be deemed a ‘work made for hire’, when the work performed is within the scope of the definition of a ‘work made for hire’ within the following ‘Acts of Parliament’ in the ‘United Kingdom’: i.e. the ‘Copyright, Designs and Patents Act 1988’ and the ‘Intellectual Property Act 2014’ and, as amended and additional ‘Acts of Parliament’ in the ‘United Kingdom’, as amended. As such, the ‘copyright’ in those works shall belong to ‘The Effective Communication Group’ from their creation. Thus, ‘The Effective Communication Group’ shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as ‘The Effective Communication Group’ determines. In the event that any of the results and proceeds of your submissions hereunder are not deemed a ‘work made for hire’, as determined within the aforementioned ‘Copyright, Designs and Patents Act 1988’ and the ‘Intellectual Property Act 2014’ and, as amended and additional ‘Acts of Parliament’ in the ‘United Kingdom’, you hereby, without additional compensation, irrevocably assign, convey and transfer to ‘The Effective Communication Group’, all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity, in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material, which are reproductions of prior works by you, shall be co-owned by us.
You acknowledge that ‘The Effective Communication Group’ has the right but not the obligation, to use and display any postings or contributions of any kind and that ‘The Effective Communication Group’ may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.
Limitations on Linking and Framing
You may establish a hypertext link to the ‘Site’ so long as the link does not state or imply any sponsorship of your site by us or by the ‘Site’. However, you may not, without our prior written permission, frame or inline link any of the content of the ‘Site’ or incorporate into another Web Site’ or other service any of our material, content or intellectual property.
Throughout the ‘Site’, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites, does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, neither we, nor affiliates, operate or control in any respect any information, products or services that third parties may provide on or through the ‘Site’ or on websites linked to by us on the Site.
If applicable, any opinions, advice, statements, services, offers or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not ‘The Effective Communication Group’. Neither ‘The Effective Communication Group’, nor any third-party provider of information guarantees the accuracy, completeness or usefulness of any content. Furthermore, ‘The Effective Communication Group’, neither endorses nor is responsible for the accuracy and reliability of any opinion, advice or statement made on any of the ‘Sites’ by anyone other than an authorised ‘The Effective Communication Group’ representative while acting in his / her official capacity.
The information, products and services offered on or through the ‘Site’ and by ‘The Effective Communication Group’ and any third-party sites are provided ‘as is’ and without warranties of any kind either expressed or implied. To the fullest extent permissible, pursuant to applicable law, we disclaim all warranties, expressed or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the ‘Site’ or any of its functions, will be uninterrupted or error-free, that defects will be corrected or that any part of this ‘Site’, including bulletin boards or the servers that make it available, are free of viruses or other harmful components.
We do not warrant or make any representations, regarding the use or the results of the use of the ‘Site’ or materials on this ‘Site’ or on third-party sites, in terms of their correctness, accuracy, timeliness, reliability or otherwise.
You agree at all times to defend, indemnify and hold harmless, ‘The Effective Communication Group’, its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each, from and against any and all claims, causes of
action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.
Certain sections of the ‘Site’ may allow you to purchase many different types of products and services ‘online’ that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the ‘Site’ or on a site linked to by the ‘Site’, the information obtained during your visit to that merchant’s ‘online’ store or site and the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by both the merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. In addition, when you purchase products or services on or through the ‘Site’, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. For more information regarding a merchant, its ‘online’ store, its privacy policies and / or any additional terms and conditions that may apply, visit that merchant’s Web Site and ‘click’ on its information ‘links’ or contact the merchant directly. You release us and our affiliates from any damages that you incur and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the ‘Site’.
Your participation, correspondence or business dealings with any third party found on or through our ‘Site’, regarding payment and delivery of specific goods and services and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that ‘The Effective Communication Group’ shall not be responsible or liable for any loss, damage or other matters of any sort, incurred as the result of such dealings.
You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the ‘Site’. You agree to use the ‘Site’ and to purchase services or products through the ‘Site’, for legitimate,
non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party, that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.
Your purchase is for personal use only. Sharing of purchases is not permitted. The sharing of purchases will be considered unauthorised and an infringement use of our ‘copyrighted material’. In addition, those who violate this stipulation may be subject to liability.
If payment for a programme is declined, our system will automatically disable access to our premium materials. In understanding that this usually happens because a credit card expires, we want to help restore your access, so we will make every attempt to contact you to help resolve this issue. Once the payment issue is resolved, we will restore access.
This ‘Site’ may include a variety of features, such as bulletin boards, web logs, chat rooms and ‘e-mail’ services, which allow feedback to us and real-time interaction between users and other features, which allow users to communicate with others. Responsibility for ‘postings’ on bulletin boards, web logs, chat rooms, and other public posting areas on the ‘Site’ or transmitted via any ‘e-mail’ services on the ‘Site’, lies with each user. You alone, are responsible for the material you post or transmit. We do not control the messages, information or files that you or others may provide through the ‘Site’. It is a condition of your use of the ‘Site’, that you do not:
● Restrict or inhibit any other user from using and enjoying the ‘Site’.
● Use the ‘Site’ to impersonate any person or entity or falsely state or otherwise misrepresent, your affiliation with a person or entity.
● Interfere with or disrupt any servers or networks used to provide the ‘Site’ or its features or disobey any requirements, procedures, policies or regulations of the networks we use to provide the ‘Site’.
● Use the ‘Site’ to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.
● Gain unauthorised access to the ‘Site’ or any account, computer system or network connected to this ‘Site’, by means such as hacking, password mining or other illicit means.
● Obtain or attempt to obtain any materials or information through any means not intentionally made available through this ‘Site’.
● Use the ‘Site’ to post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, cause a civil liability or otherwise violate any local, state, national or international law.
● Use the ‘Site’ to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights, protected by copyright, trademark, other proprietary right or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.
● Use the ‘Site’ to post or transmit any information, software or other material that contains a virus or other harmful component.
● Use the ‘Site’ to post, transmit or in any way exploit any information, software or other material for commercial purposes or that contains advertising.
● Use the ‘Site’ to advertise or solicit anyone to buy or sell products or services or to make donations of any kind, without our express written approval.
● Gather for marketing purposes, any ‘e-mail’ addresses or other personal information, that has been posted by other users of the ‘Site’.
‘The Effective Communication Group’ may host message boards, chats and other public forums on its ‘Sites’. Any user failing to comply with the terms and conditions of this Agreement, may be expelled from and refused continued access, to the message boards, chats or other public forums in the future. ‘The Effective Communication Group’ or its designated agents, may remove or alter any user-created content, at any time, for any reason. Message boards, chats and other public forums, are intended to serve as discussion centres for users and subscribers. Information and content posted within these public forums, may be provided by Members of Staff at ‘The Effective Communication Group’, contributors outside ‘The Effective Communication Group' or by users not connected with ‘The Effective Communication Group’, some of whom may employ anonymous ‘user names’. ‘The Effective Communication Group’ expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties. In addition, it is not responsible for any errors or omissions in such postings or for ‘hyperlinks’ embedded in any messages. Under no circumstances, will we, our affiliates, suppliers or agents, be liable for any loss or damage, caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants and do not reflect the opinions of ‘The Effective Communication Group’ or any of its subsidiaries or affiliates.
‘The Effective Communication Group’ has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the ‘Site’. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party, in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.
We occasionally include access to an ‘online’ community as part of our programmes. We want every single member to add value to the group. Our goal is to make your community the most valuable community, of which you are a member. Therefore, we reserve the right to remove anyone at any time. We rarely do this but we want to let you know how seriously we take our communities.
To use certain features of the ‘Site’, you will need a ‘username’ and a ‘password’, which you will be able to register within the process that you are able to pursue via the ‘Site’. You are responsible for maintaining the confidentiality of your ‘username’, your ‘password’ and your ‘account’ in general terms and are responsible for all activities (whether by you or by others) that occur under your ‘username’, your ‘password’ and your ‘account’ in general terms. You agree to notify us immediately, of any unauthorised use of your ‘username’, your ‘password’ and your ‘account’ in general terms or any other breach of security and ensure that you exit from your ‘account’ at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your ‘username’, your ‘password’ and your ‘account’ in general terms.
Limitation of Liability
Under no circumstances, including but not limited to negligence, shall we, our subsidiary and parent companies or affiliates, be liable for any direct, indirect, incidental, special or consequential damages that result from the use of or the inability to use, the ‘Site’, including our messaging, blogs, comments of others, books, ‘e-mails’, products or services or third-party materials, products or services made available through the ‘Site’ or by us in any way, even if we are advised beforehand of the possibility of such damages. You specifically acknowledge and agree that we are not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with the ‘Site’, any materials, products or services on the site or with any of the terms and conditions on the ‘Site’, your sole and exclusive remedy is to discontinue using the ‘Site’ and the products, services and / or materials. ‘The Effective Communication Group’ is not an investment advisory service or an investment adviser and it does not provide personalised financial advice or act as a financial adviser.
We exist for educational purposes only and the materials and information contained herein and in our products and services, are for general information purposes, only. None of the information provided by us, is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, an endorsement, recommendation or sponsorship of ‘The Effective Communication Group’, security or fund. Our information should not be relied upon for the purpose of executing transactions in securities or other investments.
We do not offer or provide tax, legal or investment advice and you are responsible for consulting tax, legal or financial professionals before acting on any information provided by us. This ‘Site’ is continually under development and ’The Effective Communication Group’ makes no warranty of any kind, implied or expressed, as to its accuracy, completeness or appropriateness, for any purpose.
You acknowledge and agree that no representation has been made by ‘The Effective Communication Group’ or its Affiliates and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in this Programme.
We may cancel or terminate your right to use the ‘Site’ or any part of the ‘Site’ at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the ‘Site’ affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the ‘Site’ and the disclaimers and limitations of liabilities set forth in these ‘Terms of Service’, shall survive.
Your purchase of a product or service or ticket to an event may or may not provide for any refund. Each specific product, service, event or course will specify its own refund policy.
The ‘Copyright Law’ in the ‘United Kingdom’, provides recourse for copyright owners, who believe that material appearing on the Internet infringes their rights under this legislation. If you believe, in good faith, that materials hosted by ‘The Effective Communication Group’, infringe your copyright, you or your agent may send to ‘The Effective Communication Group’, a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorised to act on its behalf, that fails to comply with requirements of the aforementioned legislation, shall not be considered sufficient notice and shall not be deemed to confer upon ‘The Effective Communication Group’, actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe, in good faith. that a notice of copyright infringement has been wrongly filed against you, the aforementioned legislation permits you to send to ‘The Effective Communication Group’, a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the aforementioned legislation. Notices of claims which allege infringement of copywrite and counter-notices, should be transmitted to ‘The Effective Communication Group’ as follows: [email protected]
This Agreement shall be binding upon and inure to the benefit of ‘The Effective Communication Group’ and our respective assigns, successors, heirs and legal representatives. Neither this Agreement nor any rights hereunder, may be assigned without the prior written consent of ‘The Effective Communication Group’. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by ‘The Effective Communication Group’ to any affiliated entity or any of its wholly-owned subsidiaries.
This policy may be changed at any time at our discretion. If we should update these ‘Terms of Service’, we will post the updates to this page on our ‘Web Site’.
If you have any questions or concerns regarding our ‘Terms of Service’, please direct them to: ‘[email protected]’.